Snacks that one is said to be one of the Banten savouries are sold as souvenirs. It feels crisp, sweet, slightly sticky because it is made of sticky rice mixed with sugar water. Want to taste it?

Banten and Jakarta distance is not so far away. But not many know that this small town also keep some snacks that shake up the tongue. One of the snacks are pretty popular Bantam either be enjoyed as a snack or a souvenir is gipang cake.

Arguably the ingredients for the cake gipang very simple. The main ingredient is glutinous rice to make white or red sticky rice. Once steamed, then cooled and washed glutinous water and then dried in the sun to dry too sticky. Well, then fried and then mixed with sugar water so typical slightly sticky texture when eaten.

Gipang that is so thin and cut into pieces. If the first gipang not have a flavor variation, gipang now made ​​in a variety of flavors such as pandan flavor and brown sugar. Some are smeared with peanut butter on it to impart a delicious savory-savory.

Gipang now arguably the confectionary that is quite rare, not many sellers these snacks outside the city of Serang. Even in Punjab alone gipang only made ​​in cottage industries in the villages. Though this snack has a huge potential, because it feels good addition gipang price is very affordable.

CATEGORIES : Home Industrial, Production/ AUTHOR : thearticlewarehouse/ 0 Comment


Charlotte-area yearly home price gains slowed in May for the first time in 11 months – a sign that the local housing market might be cooling off.

The closely watched Standard & Poor’s Case-Shiller indexes, released Tuesday, showed prices of existing Charlotte homes increased 7.1 percent from a year ago, down from April’s year-over-year increase of 7.3 percent.

On a national level, average home prices have returned to spring 2004 levels, according to Case-Shiller. Across 20 U.S. cities, May home prices rose 12.2 percent, their largest yearly increase since March 2006, but remain about 25 percent below June-July 2006 peaks.

While the data show the local and national housing sector is healthier than during the depths of the downturn, David Blitzer, chairman of the Index Committee at S&P Dow Jones Indices, said U.S. home price growth isn’t expected to stay at current levels.

“I don’t think we’re going to sustain double-digit annual rates of increase over the long haul,” he said in a phone interview. “Over the next year to year and a half, the rate of increase is going to slow down for almost all the cities.”

In Charlotte, home prices have been rising as inventory shrinks and brokers report some listings resulting in competing bids. A year ago, Charlotte brokers say, competing bids would have been virtually unheard of.

Existing Charlotte-area homes are also selling faster than they were a year ago, according to the Charlotte Regional Realtor Association. In June, it took 93 days on average for a home to sell, a decline of 16 percent from June 2012.

Despite signs of a strengthening market, some Charlotte sellers have had to lower prices this summer after failing to attract buyers.

Such reductions are helping to keep price increases in check.

Mark DuPont, 68, listed his home in the Downs Grant neighborhood for $247,500 July 6, but has since slashed that to $237,500.

“It was way overpriced for the area,” DuPont said Tuesday. “I really thought I would get more interest than I did.”

After lowering the price and putting the home on the local multiple listing service, he’s getting more inquiries, he said. Since last week, there have been five showings but no offers, he said.

“I think it will sell,” he said.

Holly Corbit also had to lower the price of the Cameron Wood home she owns with her husband. The couple listed it June 2 at $230,000 after putting in new appliances and making other upgrades to the

CATEGORIES : Market and Commercial/ AUTHOR : thearticlewarehouse/ 0 Comment


PT AXA Mandiri Financial Services (AXA Mandiri) net profit in 2012 reached Rp 1 trillion, an increase of 20% compared to net income in 2011.

In addition, the company recorded total premiums amounted to Rp 5.67 trillion during 2012, an increase of 17% compared to premium income in the same period in 2011.

In 2012, AXA Mandiri has recorded an increase in funds under management by 30% from the previous year to Rp 13.8 trillion. The increase in total assets triggered AXA Mandiri increase by 24% with the acquisition of 2012 reached Rp 14.3 trillion

AXA Mandiri President Director Jon Sandham in the exposure of the company’s performance in Jakarta today explains, AXA Mandiri profit growth is influenced by the level of customer persistency which further premium payments increased 59% over the previous year.

In addition to the investment performance recorded significant growth with the growth of investment was 64% compared to the previous year.

“AXA Mandiri’s performance during 2012 has shown significant positive growth and of course this is thanks to the solid cooperation between the two shareholders, namely Bank Mandiri as the largest bank in Indonesia with a wide network and a global AXA experienced in managing life insurance,” says Jon in a written statement on Tuesday (4/30/2013)

Growth in net income and assets further strengthens the company’s financial health conditions AXA Mandiri, visible from the capital adequacy ratio has considered aspects of risk (risk based capital / RBC) which reached 368% for the conventional portfolio and achieve 81% to fund tabarru ‘of sharia portfolio.

These figures far exceed the minimum requirements required by the regulator that is 120% for the conventional portfolio and 15% for the portfolio of Shariah. Even compliance adequacy ratio of 30% for new Shariah portfolio required at the end of 2014.

“The figure shows that AXA Mandiri is able to provide protection and client obligations on the requirements set by the regulators,” said Chief Financial Officer of AXA Mandiri Iwan Pasila.

Business growth throughout 2012, the company claims to be the market leader in Indonesia bancassurance. AAJI report on the third quarter of 2012 showed AXA Mandiri is located at the top of the bancassurance market share of 34.1% by Weight New Business Premium.

AXA Mandiri will continue to enhance the company’s growth and its commitment to utilize its financial strength in order to improve service to customers and support sales reps.

“This includes providing services proactively reach customers as services that directly serve

CATEGORIES : Market and Commercial/ AUTHOR : thearticlewarehouse/ 0 Comment


SOLO– Arrival of Ramadan is not wasted some people to carry out seasonal business. One is a cottage industry cake proliferation. Utilizing the home kitchen, turnover of up to tens of millions of dollars could be obtained.

Endang Paryanti is one that utilizes baking hobby into an extra source of income. Since before the fast, he got busy with the flour and butter in the house which is located in Jalan Sapodilla III No. 6 Karangasem. He expertly made cakes nastar, Kastengel and snow princess. Currently, without hiring employees he can still fulfill the orders kept coming. One day, he alone could produce 20 jars of cookies.
“It will start the third week, there may be an additional two employees to help make the cake. If alone, fear can not serve demand more and more,” he said.
Endang, was three years in a row to make each cake using a label Aura Lebaran Cookies. Every Eid, he can accept orders up to 500 jars. Assorted pastries are sold for Rp 35,000 for each of the jar. He believes, orders will continue to come to close to Lebaran. Because this year he’s doing more extensive promotion.
“In the past only by word of mouth promotion. Now I use facebook and blackberry messenger. Besides in Solo, the buyer also come from Jakarta, Semarang, Yogyakarta and Jepara,” he said.
The same is done Rahayu. Together with his brother, he used to market the Idul Fitri various pastries. On an average day, more sisters make snacks for the kids, such as donuts vegetable or vegetable noodles.
Unfortunately, he was not able to accept orders in large quantities due to limited production capacity.
“Cake made our family at home in Kartasura. Was looking for an additional year hard labor. Mostly people prefer seasonal work in printing rather than making the cake,” he said.
To date, he has received 200 orders a variety of pastries. Starting from nastar, Kastengel, corn cookies, cheese and sago. The cakes are sold at varying prices, from Rp 35,000 to Rp 55,000 per jar.

CATEGORIES : Factory, Home Industrial/ AUTHOR : thearticlewarehouse/ 0 Comment


Vice Chairman of the Indonesian Chamber of Commerce and Industry (Kadin) said Natsir Mansyur management in national food sector is very weak so that raises the cartel. Based on the search Kadin, potential strategic food cartel offender turnover reached Rp 11.34 trillion. »Nilanya not include other commodities that affect the food trade system,” he said in a statement received by Tempo, Wednesday, July 17, 2013.
According to Natsir, there are six food commodity cartel actors who worked on the beef, chicken, sugar, soy, corn, and rice. He gave an example, meat cartel will report a turnover of USD 340 billion for control of the consumption needs of 340 thousand tons. While the chicken cartel turnover of Rp 1.4 trillion for supplying 1.4 million tons.
For soybeans, the value of the cartel and its consumption needs to reach Rp 1.6 trillion and 1.6 million tons. While Sugar commodity cartels dominate the supply of 4.6 million tonnes and reap a turnover of USD 4.6 trillion. Finally, corn and rice cartel turnover respectively 2.2 and 1.2 trillion USD.
Given the turnover and cartel behavior is getting worse, Natsir ask Coordinating Minister Hatta Rajasa to overhaul the national food import regulation. He saw an imbalance of supply and demand so that the food sector is prone to speculation and cartels.
According to Natsir, this condition occurs due to the arrangement of production, distribution and trade of food is weak. Is still very centralized government as a policy trade system governed by some ministries, while local governments are more aware of the needs in the region.
Natsir also lamented the lack of control the House of Representatives. “Lawmakers need to give sanction to the Ministry which can not keep food prices, for example in the form of budget cuts,” he said.

CATEGORIES : Home Industrial, Production/ AUTHOR : thearticlewarehouse/ 0 Comment

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